Help for Skillrs
The information provided in this Help for Providers section does not, and is not intended to, constitute legal advice. We provide this content for general informational purposes only. Providers should consult with their attorney, tax advisor, insurance carrier/agent and/or other professional service provider to obtain advice with respect to any particular matter.
Common Questions Regarding Independent Contractor Agreements and Provider Guidelines
- Do I Need Insurance?
Yes, our Independent Contractor Agreement requires that you have insurance coverage commensurate with the type of services Skillrs offer. We recognize that the type and amount of insurance will vary among our Skillrs. It may not be necessary for you to obtain a policy solely in connection with your work as a Skillr. If you are a business owner, there is a good chance that you already have a General Liability Policy that protects your business from loss for property damage or personal injury that you cause. This policy would likely cover the services you provide as a Skillr. Professionals and many skilled tradesman (e.g., accountants, electricians) usually have policies that cover the specific harms that can arise from their services. As a homeowner or renter, you may also have a relevant insurance policy.
That said, to the extent that you have a relevant insurance policy, and an incident occurs as result of your services, Skillr may seek coverage under the policy. We want you to understand what type of insurance policy you have and understand that, to the extent possible, we may seek coverage under that policy in the event of a loss.
Communication with us is key. In all cases, we will need you to promptly report and cooperate with us in the event of a potential or actual claim.
- What Kinds of Legal “Disclosures” Do I Have to Make?
Our Independent Contractor Agreement provides that “You are solely responsible for making any disclosure required by any applicable law, regulation, court order or any agreement You may have with any third parties to any person or entity regarding your performance under this Agreement.” (Par. 5.E). Put simply, SKILLR, as a company, cannot be aware of all your particular tax, legal and other obligations. So we included this language to remind you of your need to consider your outside obligations/agreements prior to, and during, your work as a Skillr.
As a few examples: (1) you are responsible for paying tax and any other financial reporting in connection with payments you receive; (2) you should consider whether there are any court or administrative orders that would prevent you from offering certain services (e.g., a license to practice your profession/trade was revoked); or (3) you have an agreement with a third-party that doesn’t allow you to offer services in certain fields of work or geographical areas (e.g., a “non-compete”). Again, talk to your lawyer if you have any questions.
- Are there Laws Governing Skillrs?
Our Independent Contractor Agreement provides that “You shall perform the Services of Skillrs in compliance with all applicable federal, state, and local laws and regulations.” (Par. 7.A.6). We expect you to use good judgment and have an understanding of what is legal and what is not.
To the extent that you are a professional or skilled tradesperson, SKILLR expects you to be knowledgeable regarding the laws and regulations that cover your profession or trade. Here are some examples (for illustration only) of the types of laws and regulations that Skillrs encounter:
Federal laws apply to everyone in the United States. For example, Federal criminal laws prohibit tax evasion and bank fraud. Accordingly, if you are offering accounting or financial expertise, you may not provide advice that would help others violate tax or banking laws. As another example, Federal copyright laws prohibit using photographs, images, songs and other content without the authorization of the owner. Therefore, you should not post content to the SKILLR Services, or disseminate, such material unless you are certain that you have the necessary rights and permissions.
State and local laws apply to people who live or work in a particular state, county, city, municipality, town, township or village. For example, if your State or locality requires licensing in connection with the services that you offer as a Skillr (e.g., electrician, plumber), you are expected to have the requisite license and maintain it in accordance with the applicable laws. If the license is suspended, expires or lapses, you should immediately cease providing services.
In some cases, a license is only required if you use certain titles in connection with the services you offer. For example, in New York State, you can only use the title “Certified Athletic Trainer” if you obtain the necessary license, which has educational, experience and testing requirements. It is the Skillrs responsibility to determine that they have the are complying with these laws and regulations, and are lawfully promoting their services.
If you still have questions, please talk to your lawyer or reach out to us at Help@skillr.com. We're always happy to help!
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